Whether you want to buy your first home or switch your existing home loan, let us make it a reality. Apply online in 4 easy steps!

Switch your existing home loan

Benefits of a Royal Credit and Finance loan

  • It’s quick and easy– apply online in 4 easy steps
  • You could get a more competitive interest rate based on your personal profile, and up to 50% off bond attorney fees
  • You’re in control, track your application online at any stage of the process
  • You get a dedicated property finance consultant who will guide and support you through each step of the process
  • You can apply if you’re permanently employed OR self-employed

You could pay a lower interest rate and monthly instalment. This will free up some money in your monthly budget.

Other possible benefits include:

  • Access to any extra value in your property (known as equity – a once-off cash amount you could get out)
  • Use any equity you get to reduce your short-term debt, do home improvements or towards education
  • You don’t have to worry about paying new bond or home loan registration fees upfront. You can finance these costs as part of your Coma home loan
  • Switching your bond is a simple process. Complete the application online in 5 –10 minutes and we’ll take care of all the paperwork