Royal Credit and Finance Personal Loan
Life often happens without warning and when you’re least prepared for it. But with a personal loan from Royal Credit and Finance, you can pay for an emergency expense, seize that once-in-a-lifetime opportunity, or turn a house into a home.
Why get a loan from Royal Credit and Finance
We make borrowing affordable and easy to understand.
![](https://www.oldmutual.co.za/v3/assets/blt0554f48052bb4620/bltdb598ebc0ff3705a/6034d8f3c9c00d50d7b7775e/Step-by-step_instructions.png)
You’ve got options
Royal Credit and Finance offers loans up to R250 000 with repayment terms of 3 to 72 months.
![](https://www.oldmutual.co.za/v3/assets/blt0554f48052bb4620/blt219d432bfae15ec7/5de8c5eefd96975a47f89be6/Pay_only_for_what_you_choose.png)
It’s affordable
All loan applications are subject to an assessment to determine your affordability. Our aim is to only grant loans on terms that you can afford.
![](https://www.oldmutual.co.za/v3/assets/blt0554f48052bb4620/bltbd5dfcf62961e562/5ddf76b405df6057d193d3f8/No_fear.png)
We’re transparent
We show you how your loan works and explain how loan term affects the cost of a loan.